Tough Ground. Zero Interest. Make Your Next Equipment Investment Count.

If you're a contractor, landscaper or business owner planning an equipment purchase, now is the time to look at the bigger financial picture. 4Rivers Equipment brings together Section 179 tax deduction opportunities and 0% APR financing for 60 months on select new John Deere Compact Construction Equipment. Invest in the machines your operation needs while keeping more flexibility in your business budget.

How can Section 179 help my business save on equipment?

When your business needs another machine, the purchase can be about more than getting the right equipment for the job. It can also be an opportunity to make a strategic investment before the end of the tax year.

Section 179 is a federal tax provision that allows eligible businesses to elect to expense qualifying equipment purchases rather than depreciating the entire cost over multiple years.

For the 2026 tax year, the maximum Section 179 deduction is $2,560,000, with the deduction beginning to phase out when qualifying equipment purchases exceed $4,090,000.

For contractors, landscapers and other eligible businesses, this can make investing in equipment before year-end worth a closer look.

Keep in mind:

• Equipment must meet applicable Section 179 eligibility requirements.
• The equipment generally must be purchased and placed into service during the qualifying tax year.
• Business-use requirements and deduction limitations apply.
• Your individual tax situation determines how much you may be able to deduct.

Talk with your tax professional to determine how Section 179 applies to your equipment purchase and business.

Can I combine Section 179 with 0% financing?

That's where this opportunity gets interesting.

With the Tough Ground. Zero Interest. offer, eligible customers can take advantage of 0% APR financing for 60 months on select new John Deere Compact Construction Equipment through John Deere Financial.

That means you may be able to purchase qualifying equipment, potentially take advantage of available Section 179 tax benefits, and spread your equipment payments over five years without interest.

For a growing operation, that combination can help balance two important priorities:

• Tax planning: Explore the potential to expense qualifying equipment in the 2026 tax year.
• Cash flow: Keep your capital available for payroll, materials, fuel, maintenance and other operating expenses while financing your equipment at 0% APR.

The goal isn't simply to buy another machine. It's to make an equipment investment that supports your business today and positions you for the work ahead.

Which John Deere compact equipment should I consider?

The right machine depends on your workload, jobsite conditions and the attachments you need to get the job done.

4Rivers Equipment offers a lineup of John Deere Compact Construction Equipment designed to help contractors and businesses take on demanding work in a variety of environments.

Here are a few models worth exploring. Ask your 4Rivers sales representative which models qualify for the current financing promotion.

Model availability and promotional eligibility vary. Not every model listed is necessarily included in the 0% APR offer.

What should I know before investing in compact equipment?

Before choosing your next machine, consider more than horsepower or purchase price. The right equipment should fit your actual workload, transportation needs and operating costs.

4Rivers Equipment Pro Tips

1. Match rated operating capacity to your attachments.
If you're regularly moving heavy pallets, dirt or aggregate, make sure your loader's rated operating capacity aligns with the loads you'll handle. Remember that attachment weight reduces the capacity available for the material itself.

2. Consider auxiliary hydraulics before purchasing.
Planning to run a mulcher, brush cutter, auger or other hydraulic attachment? Check the machine's hydraulic flow and pressure requirements before choosing a model. Standard-flow and high-flow configurations can make a significant difference in attachment performance.

3. Account for your trailer and transportation setup.
Operating weight, attachment weight and trailer capacity all matter. Check your trailer's rated capacity, axle ratings and towing requirements before committing to a machine.

4. Think about ground conditions.
Compact track loaders can provide advantages in softer or uneven terrain, while skid steers may be a better fit for operations working primarily on firm surfaces. Consider traction, ground disturbance and the conditions you encounter most often.

5. Plan for maintenance access.
Daily inspections, accessible service points and a consistent maintenance schedule help protect your equipment investment. Ask your 4Rivers service team about recommended maintenance intervals and service support before putting a new machine to work.

What does this mean for my business before the end of 2026?

If you've already been considering replacing an older machine, expanding your fleet or adding equipment to take on more work, year-end is a good time to evaluate your options.

Combining a potential Section 179 deduction with 0% APR for 60 months gives eligible businesses another way to approach an equipment investment.

Rather than tying up all your available capital in an equipment purchase, you can explore financing options while discussing potential tax advantages with your accountant.

Just remember that equipment must meet applicable tax requirements and be placed into service within the appropriate timeframe to qualify for a 2026 deduction. Don't wait until the last minute to coordinate your purchase, delivery and tax planning.

Why work with 4Rivers Equipment?

At 4Rivers Equipment, we understand that the right equipment is an important part of keeping your business moving.

From helping you compare John Deere compact equipment models to finding the right attachments and providing ongoing parts and service support, our team is here to help you make an informed investment.

We're more than an equipment dealer. We're Your Working Partner.

Tough Ground. Zero Interest. Let's get your next machine working for you.

Contact your local 4Rivers Equipment location to explore eligible John Deere Compact Construction Equipment, discuss the 0% APR financing opportunity and find the right machine for your operation.

Offer Details

Offer valid November 1–December 31, 2026. 0% APR financing for 60 months is available on select qualifying new John Deere Compact Construction Equipment purchases through John Deere Financial, subject to approved installment credit and applicable program terms. Commercial use only. Down payment may be required. Models, availability and promotional eligibility vary by participating dealer. Taxes, freight, setup, insurance, fees and delivery charges may increase monthly payments. See your 4Rivers Equipment representative for complete offer details and current eligibility.

Section 179 tax deductions are subject to IRS requirements, limitations and individual taxpayer circumstances. Qualifying equipment must meet applicable purchase and placed-in-service requirements for the 2026 tax year. Consult a qualified tax professional regarding your specific situation.