Put It On Your PowerPlan™

Manage Your Cash Flow with the Zero-Zilch-Nada Financing Program

4Rivers Equipment is committed to being your Working Partner. We understand that infrastructure projects and seasonal transitions require smart cash flow management. To support your operation, we are offering the "Zero-Zilch-Nada" program through John Deere Financial PowerPlan™—giving you the flexibility to get the parts, service, and technology you need now, without the immediate financial burden.

Flexible Financing Options

Whether you are looking to pay off a major repair quickly or spread out the cost of a fleet-wide technology upgrade, our tiered interest rates allow you to choose the path that fits your budget.

Current Special Rates (Valid through October 31, 2026)

• 3.9% APR for 12 Months: Includes a 1% rate reduction to help you clear short-term costs.
• 4.9% APR for 24 Months: Includes a 1% rate reduction for longer-term financing needs.
• 150 Days No Payments / No Interest (NPNI): Take nearly five months to focus on the job before your first payment is due.

What Can You Finance?

The Zero-Zilch-Nada program isn't just for repairs. You can use your PowerPlan™ account to invest in the future of your business across all departments:

• Parts & Attachments: From genuine John Deere filters to high-performance FAE Mulchers or Trimble Site Positioning hardware.
• Expert Service: Major engine overhauls, undercarriage replacements, or mobile field service repairs.
• Preventative Maintenance: Lock in your costs for seasonal inspections or Customer Support Agreements (CSAs) to ensure maximum uptime.
• Technology Solutions: Upgrade to John Deere Operations Center PRO Service or integrate RodRadar Live Dig Radar® into your fleet.

PowerPlan™: Your Commercial Credit Solution

Think of PowerPlan™ as a dedicated line of credit specifically for your equipment needs. It keeps your general business credit lines open for other expenses while providing specialized benefits for the construction and ag industries.

Benefits Include:

• Consolidated Billing: All your parts and service purchases across any 4Rivers location show up on one easy-to-manage statement.
• Flexible Terms: Seasonal payment schedules that align with your industry's peak income periods.
• Fast Approval: Quick application process so you can get your machine back to the jobsite without delay.

Dealer and Partner Transparency

At 4Rivers, we believe in straightforward partnerships. For our vendors and partners utilizing these financing tools, the all-in dealer costs are structured to support both Deere and non-Deere solutions:

• Deere Solutions: 1.80% all-in (Parts, Attachments, Technology, Service).
• Non-Deere Solutions: 3.25% all-in (Parts, Attachments, Technology, Service).

Common Questions About PowerPlan™ Financing (FAQ)

Is there a minimum purchase amount for the 150-day NPNI?

Typically, NPNI offers have a minimum transaction requirement. Contact your local 4Rivers to confirm the specific threshold for your purchase.

Can I use this for non-John Deere equipment repairs?

Yes! Our service departments are equipped to handle a variety of makes and models, and you can use your PowerPlan™ account to finance those repairs at the applicable non-Deere rate.

How do I apply for a PowerPlan™ account?

You can apply directly at any 4Rivers Equipment location in Colorado, New Mexico, or Texas, or you can start the application online through the John Deere Financial portal.

Can I finance a Trimble Works Subscription through this?

Absolutely. As an authorized Trimble Technology Outlet, 4Rivers allows you to use your PowerPlan™ account to finance technology bundles and subscriptions to keep your site positioning systems current.

No Payments/Interest For 150 Days

Open your PowerPlan™ account today!